Ladies, do you dream of starting your own business and leading a self-reliant life without depending on anyone? If so, here is some good news for you! The Life Insurance Corporation of India (LIC) has launched a significant scheme aimed at empowering women across the country, creating employment opportunities for them in the process.

This ambitious initiative is known as the ‘LIC Bima Sakhi Yojana.’ The objective of this scheme is to provide professional training in the insurance sector to women and enable them to become LIC agents. Under this scheme, eligible women receive a monthly stipend for a period of three years. To avail the benefits of this scheme, women must have passed the SSLC examination and fall within the age group of 18 to 70 years.

Women from both rural and urban areas who wish to secure self-employment and earn a steady monthly income can apply for this scheme online. In this article, we will explore the complete details regarding eligibility, the application process, required documents, and the benefits of the scheme.

Scheme Overview:

Scheme Name	LIC Bima Saathi Scheme
Implementing Agency	Life Insurance Corporation of India (LIC)
Scheme Duration	Three Years
Monthly Stipend Details	1st Year: Rs. 7,000; 2nd Year: Rs. 6,000; 3rd Year: Rs. 5,000
Application Method	Online

What is the LIC Bima Sakhi Scheme?

The LIC Bima Sakhi Scheme is an ambitious, employment-oriented initiative launched by the Life Insurance Corporation of India (LIC) to empower women financially and make them self-reliant.

Under this scheme, women receive training in insurance and work as agents; they are eligible to receive a monthly stipend for a period of three years—specifically, ₹7,000 per month in the first year, ₹6,000 in the second year, and ₹5,000 in the third year.

Women aged between 18 and 70 years who have passed the SSLC (10th standard) examination are eligible to avail the benefits of this scheme.

Details of the stipend provided under the scheme:

1st Year: Eligible female agents are provided a monthly stipend of Rs. 7,000 during the first year.

2nd Year: Eligible female agents are provided a monthly stipend of Rs. 6,000 under the Bima Sakhi scheme during the second year.

Note: To receive this stipend, at least 65% of the policies procured in the first year must remain active each month during the second year.

3rd Year: Eligible female agents are provided a monthly stipend of Rs. 5,000 under the Bima Sakhi scheme during the third year.

Note: To receive this stipend, at least 65% of the policies issued in the second year must remain active each month during the third year.

Objective of the Scheme:

The objective of this scheme is to enable women to become financially independent by securing self-employment and earning a stable monthly income, without relying on others.
The primary aim is to create a suitable employment platform for unemployed women in both rural and urban areas, allowing them to work during their spare time alongside managing their household responsibilities.
The scheme involves providing professional training related to insurance services to eligible women, facilitating self-employment, and enabling them to receive a stipend for a period of three years.
Another objective is to train women as insurance agents, thereby conveying the importance of insurance to families at the village and taluk levels.

Benefits of the Scheme:

Eligible women can receive free professional training and secure employment under the ‘Bima Sakhi’ scheme.
Women selected under this scheme receive an attractive monthly stipend for a period of three years. Additionally, they earn commissions in accordance with regulations on every insurance policy facilitated for customers.
Even after the completion of the three-year scheme period, the women have the opportunity to continue working as LIC agents.

Eligibility Criteria:

Applicants must be women.
Candidates must be between the ages of 18 and 70.
Candidates must have passed the SSLC examination from a recognized board.
After completing the training provided by LIC, candidates must mandatorily pass the IRDAI online agent examination conducted by the Insurance Regulatory and Development Authority.
Priority will be given to women residing in rural areas, those from economically disadvantaged backgrounds, and homemakers.

Necessary Documents:

Aadhaar card
PAN card
Educational certificate
Bank account details
Passa port size photo
Address proof
Other Necessary Documents

Application Process:

Eligible women beneficiaries should visit the official LIC website: https://licindia.in/lic-s-bima-sakhi.
Read all the information provided there thoroughly to confirm your eligibility.
Then, scroll down and click on the “Click Here for Bima Sakhi” link.
On the next page, fill in your name, date of birth, mobile number, email ID, and address; enter the provided captcha code, and click the “Apply” button.
Next, select your state, the city where you wish to start working, and the branch office.
Finally, click on the “Apply Lead Form” link to submit your application.

Final Decision:

The Life Insurance Corporation of India (LIC) has launched the ‘LIC Bima Sakhi’ scheme with the aim of creating self-employment opportunities for women and making them self-reliant; under this scheme, women receive a monthly stipend. Women who aspire to have their own employment while managing household responsibilities should apply online for this scheme and make the most of this opportunity.

LIC Bima Sakhi Scheme Online Application

Sakhi: Women Get ₹7,000 Per Month + Free Training | LIC Bima Sakhi Yojana | Golden Opportunity for 10th Pass Women! | Apply Now